Why January Divorce Filings Spike: What Really Happens After the Holidays

When the new year rolls in, many folks see it as an opportunity for a fresh start. Unfortunately, for some, that fresh start means reevaluating their marriages.

January has become notorious for a significant increase in divorce filings, and it’s worth digging into why so many couples decide to make this pivotal change once the holiday cheer fades.

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Holiday Guilt Spending: Setting Boundaries to Avoid Post-Split Financial Fallout

The holiday season is a time filled with joy, gatherings, and the spirit of giving. However, for those facing the challenges of a looming divorce, this season can easily morph into a high-pressure environment that encourages overspending.

It’s important to recognize the tendency for “holiday guilt spending” and set clear boundaries that can protect both your emotional wellbeing and your finances before the new year (or a new divorce) begins.

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Why You Shouldn’t Rush Your Divorce

Why You Shouldn’t Rush Your Divorce

There’s nothing wrong with a quick and friendly divorce, if both parties are clear-headed, transparent, and genuinely ready. But rushing the legal process rarely helps end emotional pain. In fact, speeding through it often creates more stress, more fights, and more bills later on.

Here are six reasons not to rush your divorce:

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Divorce by the Numbers: Why Your Calculator Is Smarter Than Your Emotions

Divorce by the Numbers: Why Your Calculator Is Smarter Than Your Emotions

Mark was stuck.

His wife wanted the co-op apartment in their divorce, and deep down, he agreed she should have it. His friends — and even a few lawyers — told him he was crazy to give up both the apartment and pay alimony. At our next meeting, I introduced Mark to his new best friend in divorce negotiations: a calculator.

“When you break down the tax benefits and factor in the capital gains you’d avoid by not selling the apartment, you’re actually losing money,” I said. The calculator agreed.

Once we modeled out best-case and worst-case litigation scenarios, reviewed his retirement accounts, and assessed potential buyout costs, Mark had a choice: fight over the apartment and spend $175,000 in legal fees, or settle quickly and strategically. He took our estimates to a CPA and real estate agent, and (armed with real numbers) finally saw the bigger picture.

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