At some point in a marriage, almost everyone wonders what would happen if it ended. The longer the marriage, the higher the stakes: children, property, debts, and the emotional weight of shared history.

Here’s my take on the four most common questions I hear from primary earners who are facing, or contemplating, divorce:

A lot has changed since Nicole Kidman filed for divorce. The story now adds new layers: custody clocks, zero alimony claims, and whispers of a prenup tied to sobriety. There are reports suggesting Nicole Kidman and Keith Urban’s prenuptial agreement contained a “sobriety clause” (sometimes dubbed a “cocaine clause”) tied to Keith’s clean record during the marriage.