When Taylor Swift and Travis Kelce announced their engagement today (8/26/25), the internet exploded with congratulations, memes, and speculation about wedding dresses and playlists. But as a divorce lawyer, my mind went immediately somewhere else: the prenup.
And here’s why:
The Numbers Don’t Lie
Taylor Swift’s estimated net worth is $1.6 billion. That number will only grow as she continues to release chart-topping albums, sell out stadiums, and re-record her catalog. She’s in the rare position where today is likely the “poorest” she’ll ever be again in her lifetime, while still being a billionaire.
Travis Kelce, meanwhile, has earned about $111 million across his NFL career. Add in a $100 million podcast deal with his brother Jason, and his personal net worth sits around $90 million. That’s incredible wealth by any measure. But in the Swiftiverse? It’s pocket change. Let’s get into the details:
Why This Matters in Love and Law
In relationships where one partner vastly out-earns the other, money can become the quiet third party in the room. That imbalance creates potential legal and emotional pitfalls:
- Lifestyle expectations: What happens if one partner’s spending habits (private jets, global tours, couture wardrobes) don’t align with the other’s resources?
- Support obligations: If the marriage ends, does the lower-earning spouse seek spousal support, even if they’re already wealthy by most standards?
- Asset protection: Without a prenup, marital property laws might entitle one partner to a disproportionate share of the other’s earnings during the marriage.
Celebrities deal with this on a billion-dollar scale, but the principles are exactly the same for everyday people.
The Case for a Prenup
Prenups get a bad reputation as “unromantic.” In reality, they are financial planning tools. For couples with an imbalance in wealth or future earning potential, a prenup is less about predicting divorce and more about:
- Protecting assets built before the marriage
- Clarifying expectations for property acquired during the marriage
- Preventing money from overshadowing love
In other words: prenups let the relationship be about the people, not the bank accounts.
A Power Couple, but a Precedent Too
Swift and Kelce will likely set the tone for how younger generations view prenups. If they announce one publicly, it could help destigmatize the idea that protecting your assets means you don’t believe in your relationship. If anything, it shows the opposite: we’re in this together, and we’re smart enough to prepare for any outcome.
Final Thought
Taylor Swift built an empire on her own terms. Travis Kelce built his career on strength and strategy. Together, they’ll likely build a marriage rooted in both. But without a prenup, love and money could one day collide in a courtroom, and that’s a breakup no one wants to see.
Because whether you’re worth $1.6 billion or $90 million or just trying to protect the home you bought before your marriage, the truth is the same: love is emotional, divorce is financial. And a prenup keeps those worlds from crashing into each other.
The Divorce Artist™️ 