Divorce rates are expected to jump significantly in the second half of 2020—and that’s coming at a time when we can least afford it. Plus, how to divorce when money is tight.

I spoke with Real Simple about the rising divorce rates and difficulties that couples are experiencing divorcing during a pandemic:

In the spring, Legal Templates, a company that provides legal documents, reported a 34% increase in the sales of its divorce agreement as compared to the same period in 2019. The National Law Review noted that experts expect a 10 to 25% increase in divorce rates in the second half of 2020.

And it couldn’t come at a worse time. Despite some job gains over the summer, 860,000 Americans filed for unemployment insurance during the week of October 12 alone; plenty more are experiencing income cuts. These financial struggles may lead some couples to delay getting divorced, says Morghan Richardson, a matrimonial partner at Davidoff Hutcher & Citron in New York.

Times are difficult and some people have found themselves living together during their divorce, during a pandemic. Increasing financial uncertainty and economic trouble has increased marital tension. In the article, I also provide my tips on divorcing when finances are tight. Read the article to learn more.